Financial Lessons Every Indian Kid Learns From Their Dads

 

Financial Lessons Every Indian Kid Learns From Their Dads

The story of every middle-class Indian kid growing up is pretty much the same. Those monthly shopping and movie trips with the entire family in tow where your parents picked out the baggiest jeans for your ‘outings’, those Bata shoes before the new academic year began, those “tu kitni badi ho gayi hai, kal hi tho kareedha tha” everytime mom realises you’ve outgrown your school uniform. And amidst all that there is dad. Unflinching. The one man who knows how to magically manage finances despite sudden random expenses.

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5 Ways To Invest Money Lying Idle In Your Savings Account

5 Ways To Invest Money Lying Idle In Your Savings Account

Haven’t we all been through situations when you don’t have a single penny in hand and all of a sudden your bank balance is not in single digits anymore? Be it a hike, a good business deal or a kind relative who is the reason behind this sudden influx of money, those moments certainly do make us feel good, don’t they? Being the responsible mature adult that you are (or try to be), you curb your impulses to splurge all that money and instead set it aside, untouched. But of what use is it if it just sits in your savings account earning a paltry interest that is akin to your month-end bank balance?

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Invoice_Discounting_5_things_every_investor_should_know

Invoice Discounting: 5 Things Every Investor Should Know

Invoice Discounting platforms work like matchmaking services for Businesses with Invoices and Investors seeking alternative financing solutions with high returns. Such platforms host a range of Investors from Individual Investors to Banks and NBFCs. Considering the fact that Indian businesses face delay of 65 days to get payments from the day of Invoicing (*according to 2016 survey of Atradius on B2B Payments in APAC), there is a burning requirement among businesses to get easy access to cash. Invoice Discounting platforms serve this purpose as the tenure for this facility generally range from 30-90 days.

Even with all the positives about the product, it is not a zero-risk investment product. While the investors earn high returns on their investments, they should always remember the investment principle that higher the return, higher the risk. This article addresses the inherent risks involved in Invoice Financing.

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how-to-save-money-this-diwali

How to save money this Diwali

When we think about Diwali, we think about lights, fireworks, children playing with fire-crackers, new clothes, sweets (lots of it!) and of course the superb discounts that we see in our favorite stores.

Though the offers become more tempting during festivals, this can turn bit heavy on our pockets. To avoid this, here are few tips that will to help you save big this Diwali:

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Financial-magazines-in-India

Top Financial Magazines In India

Financial Magazines are a great source of knowledge and information for all.  If you want to stay updated on the latest happenings and developments on the financial trends and also get an insight on businesses, funds and economy in general, these magazines can be very helpful.  The risks arising from investments are typically dependent on how markets and global economy, in general, is behaving and hence a holistic knowledge on how businesses are impacted due to global factors will help one understand how different investment options work.

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