Life has a way of springing surprises on you; it just loves throwing curveballs in the form of emergencies your way. It likes to watch you squirm and struggle to keep up the semblance of a normal life in the face of a crisis. Bottomline being, planning for emergencies is just rational. It is common…
Nobody wants to retire poor. Everybody wants their twilight years to be as comfortable and cushy as it can be. But nothing comes free of cost. Most people consider retirement planning to be the most important financial goal in one’s life. A little effort and prudency on your part today can ensure a worry-free tomorrow.…
Women these days are far more independent and financially aware than ever before. However, there still seems to be a gap in the increasing earning capacity of women and them being in control of their finances. Probably it is the multiple hats a woman has to don from corporate leaders to mothers, to business owners and household managers, that causes her to not prioritise financial management. But the fact that a woman juggles many roles at the same time is exactly why she needs to be on top of her finances and contribute to not just her family’s financial management but also her own. Whether you are a working woman or not, to help women streamline their finances and manage them efficiently we have outlined a few easy steps to achieve this.
Every investor’s dream is to earn amazing returns on low capital investments! But people often think that every investment that gives high returns would be too risky. Well, that needn’t always be the case. Though investments mostly equate to returns, there are a few things to remember before jumping on any investment option. Here are 5 easy ways to ensure high returns on your investments.
We’re only about a month into 2017 and it seems to be a successful year thus far. To help you keep this prosperity going we’ve shortlisted seven books from the world of finance. In fact a recent study revealed that 88% of rich people spend at least thirty minutes everyday reading to improve their knowledge! We hope our list of classics and new releases will help you stay on top of your finances this year!
The story of every middle-class Indian kid growing up is pretty much the same. Those monthly shopping and movie trips with the entire family in tow where your parents picked out the baggiest jeans for your ‘outings’, those Bata shoes before the new academic year began, those “tu kitni badi ho gayi hai, kal hi tho kareedha tha” everytime mom realises you’ve outgrown your school uniform. And amidst all that there is dad. Unflinching. One thing common to most dads is their financial wisdom. Haven’t we all watched our dads do the family accounts, budgeting and spending hours poring over sheets of numbers that made absolutely no sense to us as kids? But through it all, we pick up certain pearls of financial wisdom like the ones below.
The Union Budget was announced on February 1, 2017 amidst great hope. The public hoped for a Budget that would address the dull after demonetisation. And it did not disappoint. The government focussed on expanding the tax net while rewarding the honest taxpayers of the country. Let’s take a look at the key taxation reforms announced in the Budget for the common man.
Have a great job with a decent pay but been putting off investing? If you just answered yes, then this article is for you. Investing even small amounts and making a habit of it is just as important as finding a great job. Read on to find out how to get started with investments so that you are in a financially strong position down the road.
Haven’t we all been through situations when you don’t have a single penny in hand and all of a sudden your bank balance is not in single digits anymore? Be it a hike, a good business deal or a kind relative who is the reason behind this sudden influx of money, those moments certainly do make us feel good, don’t they? Being the responsible mature adult that you are (or try to be), you curb your impulses to splurge all that money and instead set it aside, untouched. But of what use is it if it just sits in your savings account earning a paltry interest that is akin to your month-end bank balance? Let us introduce you to some options to invest that money and earn great returns!
Weddings, especially in India are an expensive & extensive affair. The shenanigans, fun, frolic and festivities is what makes an Indian wedding. The ‘Vows’ obviously is the foundation of any wedding but Indian weddings go much beyond and deeper. The Confluence of two families, the preparation that goes on for months, the food and its glory with the added extravaganza of lights, colors & Bollywood is what makes it absolutely worthwhile.